Hello Neighbor,
If you find yourself in a position where you owe more that your home is worth
and you need to sell, a short sale may be your best option. But don't get taken
for a long, stressful ride by a
self proclaimed 'expert'....
WHAT IS A SHORT SALE?
Simply put, a short sale is a real estate transaction where the homeowner owes
their lender more than what their property is worth and they need to sell. In a
short sale, the lender must
approve and accept less than what they are owed as
full payoff (this means they may settle for $200,000, even if you currently owe
them $250,000.... Even if the loss is thousands of dollars).
Are you facing a financial hardship that you know will decrease your income?
Are you getting behind on your mortgage and you're not sure if you can catch up?
Or do you just need to sell
quickly but your home is worth less now than when
you bought it?
If you are facing any of the situations above, and you think a short sale might
be your best option, then read on. If you're still not sure and just want more
info, then scroll to the bottom of this
page and request a free copy of our
document "The 9 Alternatives When Facing Foreclosure".
DON'T WORRY. IT'S NOT YOUR FAULT...You
Have Options
You got to remember, we've all had our ups and downs in life and a lot of other
good people are also in the same tough spot as you. Life seems scary when you're
facing the reality of foreclosure
and I know how you feel when you just don't
want to answer the phone any more....
We all agree that we're in the middle of a national mortgage crisis and that, in
many cases, homeowners who
have bought or refinanced in the last few years have
been seriously abused by unethical lending practices
You bought your home and hoped (like we all did)
that it would increase in value ((and some folks were even promised it would!),
but most likely the harsh reality is that now your home is worth
less than when
you bought it and the value is still declining sharply. I've helped many, many
homeowners in this position to get the help they deserve.
IT'S SAD BUT TRUE!
Did you know that nearly 80% of the homeowners nationwide who try to "short
sale" their home will end up losing their home to foreclosure due to an
uneducated or lazy agent?
Why work with a Realtor,
first you need a Realtor that knows short sales and one who is experienced and
certified.
DON'T ALLOW THIS TO HAPPEN TO YOU!
I hate to say this about my fellow agents, but the majority of them that are
"trying to help" have not been property trained and sadly, they are
misinformed as to how to even negotiate with lenders.
Some even get so far as to
submit for you a 'short sale packet' and then just sit back and wait for a
response! In the end, they simply don't know how to help you and you will become
on of those
"80%" that were not helped.
"SHORT SALES ARE NOT EASY!"
... unless you seek the help of an expert agent with a proven track record. I
have been personally mentored by a former Chief Loss Mitigator who is a career
loss mitigator and asset manager with
20 years in the business (he is ultimately
the guy at the bank who accepts or declines short sales). He and his staff are
still available to answer any questions we may have. With his knowledge
and
broad base of industry contacts we can get approvals faster than any other agent
in Southern Colorado. So, before you agree to have an agent help you sell your
home ask him/her to tell you
how many short sale approvals they have received in
the last 6 months. The
odds are good that we
can help.
NOW IT'S UP TO YOU...
My team and I are ready to go to battle for you. Are you ready to take a serious
look at your options and see how a short sale can help you?
Fill Out Our
Short Form and let us go to work
for you.
• Avoid paying TAXES on the money the bank loses
at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the
bank
if the home goes to foreclosure!)
• Save your credit from the "Foreclosure" ding
• Avoid Bankruptcy
• Avoid Foreclosure
• Relieve the stress that this financial burden has become
• WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND!... or in other
words, you pay me nothing
and if I do my job and save you from foreclosure, only then will I get paid by
the lender!
YOU QUALIFY FOR A SHORT SALE IF
• You have a valid hardship
• You have little or not equity in your home
• You are unable (or soon will be unable) to pay your bills on time
• You want to work with an expert
If you're not sure and just want to find out if you qualify, give me a call and
I will walk you through your options. Believe it or not, you may simply need
help getting a temporary reduction in your
payments to 'catch up'. In any case,
call me to talk about the several options that you may not be aware of. If you
don't know what else to do and you don't call me at 1-719-266-9816, what will it
cost you in damaged credit, frustration and stress? If I am unavailable when you
call leave a number and I will call you back. I know how you feel and I can
help.
Sincerely,
Larry Krueger
President/Broker
The Seller's Broker, Inc.
719-266-9816
larrv@sellersbroker.com
P.S. Don't let the lender's abusive scheme take advantage of you and cause you
to lose your home to a foreclosure auction! Save your credit and have peace of
mind by dealing with an expert.
STILL NOT SURE?
At the very least, let me give you some information about your alternatives. The
last thing you want to do is go through the foreclosure
process. It's draining emotionally and psychologically. And you certainly don't
want to face it alone. I've prepared a document I'd like to give to you that
lists in simple to understand terms what
alternatives you have along with their
pros and cons. If you're not ready to call me and let me help you, at least let
me send you this information so you can be better informed about your option.
Leave your phone number if you would like me to call you back.